Privacy Policy – Payment Gateway Usage

Collection of Payment Information

When users make payments on our website, they are redirected to a secure third-party payment gateway. We do not collect, store, or process sensitive payment information such as:

• Credit/Debit card numbers
• CVV / PIN
• Net-banking credentials
• UPI authentication details

All such information is handled directly by the payment gateway provider in compliance with applicable security standards.

Payment Gateway Providers

We use authorized payment gateway service providers. These providers may collect personal and financial information necessary to process transactions, including:

• Name
• Email address
• Contact number
• Transaction amount
• Payment mode

The collection, storage, and processing of this data are governed by the privacy policies and terms of service of the respective payment gateway providers.

Data Security

Payment gateway providers follow industry-standard security practices, including:

• SSL/TLS encryption
• PCI-DSS compliance
• Secure authentication mechanisms

Our website ensures that redirection to the payment gateway is secure and protected.

Transaction Records

We retain only non-sensitive transaction details for administrative, accounting, and audit purposes, such as:

• Transaction reference number
• Date and time of transaction
• Amount paid
• Payment status (success/failure)

Refund policy

All eligible refunds including wrong payments/double payments /refunds due to programme cancellations/withdrawals etc will be credited to the candidate's bank account within a minimum period of 30 working days.

No confidential banking or card information is stored on our servers.